highest rated travel insurance for families

When it comes to family travel insurance, Allianz Travel Insurance consistently ranks as one of the highest-rated providers. Known for its comprehensive coverage and excellent customer service, Allianz offers plans that cater specifically to the needs of families traveling together, ensuring peace of mind and financial protection during trips.

Advertisement

Allianz's family travel insurance policies cover a broad range of unforeseen events such as trip cancellations, medical emergencies, and lost or delayed baggage. Their policies often include coverage for both parents and children under a single plan, simplifying the process and reducing costs. Additionally, Allianz offers 24/7 customer support to address any issues that may arise during your travels. Families particularly appreciate the flexibility of Allianz’s plans, which can be customized to fit different travel needs and budgets. Extensive emergency medical and dental coverage, trip interruption benefits, and even coverage for pre-existing conditions ensure that every member of the family is well-protected. Furthermore, Allianz's mobile app provides easy access to policy details, claims filing, and emergency services, making it convenient for families constantly on the go.

  • Allianz Global Assistance
    Allianz Global Assistance

    Allianz Global Assistance - Allianz Global Assistance: Worldwide travel insurance and assistance services.

    View All
  • AIG Travel Guard
    AIG Travel Guard

    AIG Travel Guard - AIG Travel Guard: Comprehensive travel insurance and assistance.

    View All
  • Travelex
    Travelex

    Travelex - Global foreign exchange and international payment services provider.

    View All
  • Generali Global Assistance
    Generali Global Assistance

    Generali Global Assistance - Reliable provider of travel insurance and assistance services.

    View All
  • Nationwide
    Nationwide

    Nationwide - Insurance and financial services company based in the U.S.

    View All
  • Seven Corners
    Seven Corners

    Seven Corners - Travel insurance and specialty benefits provider.

    View All
  • World Nomads
    World Nomads

    World Nomads - Adventure travel insurance for global explorers.

    View All
  • AXA Assistance USA
    AXA Assistance USA

    AXA Assistance USA - Provider of emergency assistance and insurance services.

    View All
  • HTH Travel Insurance
    HTH Travel Insurance

    HTH Travel Insurance - Global travel insurance providing medical coverage and assistance.

    View All
  • IMG (International Medical Group)
    IMG (International Medical Group)

    IMG (International Medical Group) - Global health insurance and assistance services provider.

    View All

highest rated travel insurance for families

1.

Allianz Global Assistance

less
Allianz Global Assistance is a leading provider of travel insurance and assistance services, offering comprehensive coverage and support to travelers worldwide. A part of the Allianz Group, it specializes in travel insurance, international health, and assistance services, including emergency medical assistance, trip cancellation, and lost baggage support. With a strong global presence and a commitment to customer satisfaction, Allianz Global Assistance ensures peace of mind for millions of travelers, providing reliable and efficient solutions tailored to individual needs.

Pros

  • pros Extensive coverage options
  • pros global reach
  • pros 24/7 customer service
  • pros customizable plans
  • pros strong financial backing.

Cons

  • consHigher premiums
  • cons policy exclusions
  • cons complicated claim process
  • cons limited pre-existing condition coverage
  • cons varying service quality.

2.

AIG Travel Guard

less
AIG Travel Guard is a leading provider of travel insurance solutions, offering comprehensive coverage and assistance services to travelers worldwide. With a range of plans tailored to various travel needs, AIG Travel Guard covers trip cancellations, medical emergencies, lost luggage, and more. Their 24/7 customer support ensures travelers receive prompt help when needed, providing peace of mind while exploring the globe. Trusted and reliable, AIG Travel Guard is committed to safeguarding its customers' travel experiences.

Pros

  • pros Comprehensive coverage options
  • pros 24/7 customer service
  • pros global reach
  • pros customizable plans
  • pros strong financial backing.

Cons

  • consHigher premiums
  • cons complex policy language
  • cons limited coverage for pre-existing conditions
  • cons claim process can be slow
  • cons exclusions in fine print.

3.

Travelex

less
Travelex is a leading global foreign exchange company, known for its comprehensive currency exchange services. Established in 1976, it offers convenient solutions for travelers, including currency exchange, international money transfers, and prepaid currency cards. With a strong presence in airports, city centers, and online platforms, Travelex aims to provide accessible and hassle-free financial services to customers worldwide, ensuring they have the currency they need, wherever their journeys take them.

Pros

  • pros global presence
  • pros wide range of services
  • pros user-friendly app
  • pros competitive rates
  • pros reliable customer support

Cons

  • conshigh service fees
  • cons limited branch locations
  • cons currency availability issues
  • cons occasional app glitches
  • cons slower transaction times

4.

Generali Global Assistance

less
Generali Global Assistance is a leading provider of travel insurance, assistance, and personal services, operating under the international Generali Group. With a strong emphasis on customer care, they offer a range of solutions including emergency medical assistance, trip interruption, and baggage protection. Their global network ensures comprehensive support and peace of mind for travelers, making them a trusted partner for both individual and corporate clients. Generali Global Assistance is committed to delivering reliable and responsive service around the clock.

Pros

  • pros Comprehensive coverage
  • pros 24/7 customer support
  • pros extensive global network
  • pros customizable plans
  • pros strong financial stability.

Cons

  • consHigher premiums
  • cons complex policy terms
  • cons limited digital tools
  • cons potential claim delays
  • cons restricted coverage in certain areas.

5.

Nationwide

less
Nationwide is a prominent American financial services and insurance company, headquartered in Columbus, Ohio. Founded in 1925, it offers a wide range of products, including auto, home, and life insurance, as well as investment and retirement solutions. Known for its customer-centric approach, Nationwide emphasizes community involvement and social responsibility. The company's iconic slogan, "Nationwide is on your side," reflects its commitment to providing reliable support and protection to its clients. Today, it serves millions of customers across the United States.

Pros

  • pros Wide coverage options
  • pros Competitive pricing
  • pros Strong financial stability
  • pros Excellent customer service
  • pros User-friendly online tools.

Cons

  • consLimited discounts
  • cons Complex policy details
  • cons Variable customer service experiences
  • cons Mixed claims satisfaction ratings
  • cons Higher rates in some states.

6.

Seven Corners

less
Seven Corners is a reputable travel insurance and benefit management company that has been serving customers since 1993. They offer a diverse range of insurance products, including travel medical, trip protection, and student insurance plans. Known for their exceptional customer service and comprehensive coverage options, Seven Corners caters to both domestic and international travelers. Their commitment to innovation and reliability has made them a trusted choice for individuals, families, and businesses seeking travel-related insurance solutions.

Pros

  • pros Comprehensive coverage options
  • pros global network of providers
  • pros 24/7 customer support
  • pros customizable plans
  • pros multilingual assistance

Cons

  • consHigher premiums
  • cons complex policy terms
  • cons limited dental coverage
  • cons exclusions for pre-existing conditions
  • cons potential claim delays

7.

World Nomads

less
World Nomads is a travel insurance and safety services brand designed for adventurers and global travelers. Established in 2002, it offers comprehensive insurance plans covering medical emergencies, trip cancellations, and lost or stolen gear. Known for its flexibility and extensive coverage, World Nomads also provides travel tips, safety advice, and encourages responsible travel through its community initiatives and partnerships with various global projects. Its user-friendly platform caters to the needs of modern, independent travelers.

Pros

  • pros Extensive coverage
  • pros Adventure activity options
  • pros 24/7 customer support
  • pros Easy online claims process
  • pros Flexible policies.

Cons

  • consHigher premiums
  • cons Limited to travelers under 70
  • cons Exclusions for pre-existing conditions
  • cons No coverage for all destinations
  • cons Complex policy terms.

8.

AXA Assistance USA

less
AXA Assistance USA is a leading provider of emergency assistance services, offering a wide range of solutions including travel insurance, medical assistance, and roadside assistance. As part of the global AXA Group, they leverage extensive international resources to deliver high-quality, reliable support to clients in times of need. With a focus on customer satisfaction and innovation, AXA Assistance USA aims to provide peace of mind and swift, effective help wherever and whenever it is required.

Pros

  • pros Comprehensive coverage
  • pros Global reach
  • pros 24/7 customer service
  • pros Competitive pricing
  • pros Wide range of services

Cons

  • consLimited policy customization
  • cons Exclusions in coverage
  • cons Claims process can be slow
  • cons Higher premiums for older travelers
  • cons Limited online resources

9.

HTH Travel Insurance

less
HTH Travel Insurance, also known as HTH Worldwide, is a leading provider of international health insurance plans and services. They offer comprehensive travel protection, including coverage for medical expenses, trip cancellations, and emergency medical evacuations. Catering to both individual travelers and groups, HTH emphasizes accessibility to quality healthcare worldwide through its extensive network of doctors and hospitals. Their plans are designed to ensure peace of mind for travelers, providing support and financial protection during international trips.

Pros

  • pros Comprehensive coverage
  • pros 24/7 customer support
  • pros global network
  • pros customizable plans
  • pros covers pre-existing conditions

Cons

  • consHigher premiums
  • cons limited extreme sport coverage
  • cons complex claims process
  • cons specific exclusions
  • cons not available in all regions

10.

IMG (International Medical Group)

less
International Medical Group (IMG) is a global insurance and assistance services provider, specializing in travel, health, and expatriate insurance solutions. Founded in 1990, IMG offers a comprehensive range of products including international health insurance, travel medical insurance, and emergency medical evacuation services. With a focus on providing peace of mind for travelers and expatriates, IMG supports over a million members worldwide through its robust network, 24/7 customer service, and innovative technology solutions.

Pros

  • pros Global coverage
  • pros Extensive plan options
  • pros 24/7 customer support
  • pros Flexible pricing
  • pros Pre-existing condition coverage.

Cons

  • consComplex policy terms
  • cons High premiums
  • cons Limited dental/vision coverage
  • cons Region-specific exclusions
  • cons Lengthy claim process.

Similar Topic You Might Be Interested In