Top 10 Home Protection Plan Lists

A Home Protection Plan, often referred to as a home warranty, is a service contract that covers the repair or replacement costs of essential home systems and appliances due to normal wear and tear. Unlike homeowner's insurance, which covers damages from unforeseen events like fires or natural disasters, a home protection plan specifically addresses issues with items such as HVAC systems, electrical systems, plumbing, kitchen appliances, and more. Homeowners pay an annual fee and, in return, gain peace of mind knowing that unexpected breakdowns can be managed more affordably, with professional repair services covered under the plan.